Your global crypto card

Spend crypto anywhere

Top up your wallet with USDT, get a Visa or Mastercard virtual card, and pay wherever those networks are accepted online.

Download on theApp Store Get it onGoogle Play Direct downloadAndroid APK

Set up in minutes · Accepted worldwide

Visa & MastercardApple Pay & Google PayTop up with USDTVirtual, no shippingVisa & MastercardApple Pay & Google PayTop up with USDTVirtual, no shippingVisa & MastercardApple Pay & Google PayTop up with USDTVirtual, no shippingVisa & MastercardApple Pay & Google PayTop up with USDTVirtual, no shippingVisa & MastercardApple Pay & Google PayTop up with USDTVirtual, no shippingVisa & MastercardApple Pay & Google PayTop up with USDTVirtual, no shipping

What MothCard is

A card that runs on your stablecoins.

MothCard is a spending card funded with USDT. You keep the balance in the app, move part of it onto a card, and pay at online merchants that accept Visa or Mastercard. There is no bank account to open and no conversion to arrange before you buy.

It is built for people who hold or earn stablecoins and still have to pay for the things the rest of the internet charges for — ad platforms, cloud bills, AI tools, subscriptions and everyday shopping.

Issued through licensed partners
Cards are issued by licensed issuing institutions we work with, under the relevant card network.
Hong Kong issued, USD settled
Cards are issued in Hong Kong and settle in US dollars.
Virtual cards, ready quickly
Nothing is posted to you. A card can be used as soon as it is approved.

Top up with crypto

Send USDT to your wallet, on the network the app tells you to use.

KYC · Get a card

Pick a card and complete KYC once. Once it is approved, the card is issued to you in the app.

Spend

Move funds onto the card, then pay online or through Apple Pay and Google Pay.

What it works with

Card networks

VisaMastercard

Cards are issued on Visa or Mastercard, so they are accepted at online merchants that take either network.

Phone wallets

Apple PayGoogle Pay

Add a card to Apple Pay or Google Pay and pay from your phone as well as at checkout. Which wallets a card supports is shown on its page in the app.

Funding and settlement

USDTUSD

Your wallet is funded with USDT. Cards are issued in Hong Kong and settle in US dollars.

MothCard is not a bank and does not take deposits. What you load onto a card is prepaid spending money, and it is not covered by any deposit protection scheme.

What you get

A card that behaves like a card.

Everything happens in the app — apply, top up, spend, and keep control of every card you hold.

Visa and Mastercard virtual cards

Pay at any online merchant that accepts Visa or Mastercard. Add a card to Apple Pay or Google Pay to use it in more places.

Fund it with USDT

Top up your wallet with USDT, then move funds onto a card. Wallet and card balances stay separate and are shown separately.

Card details on demand

View the full card number and security code in the app. We ask you to confirm it is you first, and the details hide themselves again shortly after.

Freeze and unfreeze anytime

Freeze a card from its detail page the moment something feels off, and unfreeze it yourself when you want to use it again.

Sign in the quick way

Use your email, Apple or Google to sign in. Turn on Face ID or fingerprint and daily access takes one step.

Every transaction on record

Payments, fees and merchant refunds appear in your history with the amount, merchant and status, so you can check a charge without asking anyone.

Questions

Before you apply.

See all questions

What is MothCard?

MothCard is a crypto spending card. Deposit USDT into your wallet, apply for a Visa or Mastercard, and spend anywhere those card networks are accepted worldwide.

How do I get started?

Just four steps: (1) sign in with your email, Apple, or Google; (2) pick a card that suits you and complete identity verification; (3) top up your wallet; (4) load funds from your wallet onto your card, and you are ready to spend.

Where can I use the card?

You can use the card at any online merchant that accepts Visa or Mastercard. Some countries or regions may have restrictions; contact support if you are unsure.

Where can I download safely?

Only download from the MothCard website (www.mothcard.io) or the official app store on your device. Never install packages sent in chat groups, from strangers, or from third-party marketplaces — they may be tampered with and could steal your account.

Get started